SIP

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The New Pension Flexibility From April 2015: The Detail Explained.

Last month HMRC published the ‘Draft Guidance’ on the pension flexibility that is being introduced from the 6th of April 2015. It runs no fewer than 38 pages, confirming that once again (sadly) there is no such thing as simplicity in pensions. The full guidance can be found at: https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/344685/Annex_D_Flexibility_15_Guidance.pdf Defined Contribution Schemes only As [...]

2014-10-20T11:50:38+00:00October 20th, 2014|Categories: Pensions, Uncategorized|Tags: , , , , , , , , , , , , |0 Comments

Plan for the unexpected

Have you ever considered what happens if one of your business partners falls seriously ill or dies unexpectedly? Their shareholding in the company will normally pass to their partner or children. This means you either end up with uninformed shareholders suddenly having a say in the business…or, you will need to buy them out. According [...]

The big pension questions answered

For all the hype around pensioners’ ‘right to buy a Lamborghini’ some of the more important elements of the 2014 budget may have been lost. Here, Jon Francis, director of SIP Wealth Management, cuts through the hype and identifies the key things everyone with a pension needs to know. This year’s budget will greatly enhance [...]

Step-by-step SIPPS

Self-invested personal pension funds (SIPPs) are a rapidly growing but still often misunderstood concept within the world of pensions. Yet they are a fantastic innovation that can be used to easily and legitimately invest in a wide range of commercial ventures, boosting the value of that fund. Individuals especially within the business world may be [...]

2015-03-02T17:04:41+00:00January 10th, 2014|Categories: Pensions|Tags: , , , , , , , , , |0 Comments